American’s Next Subprime Crisis is a paid financial newsletter offer from Weiss Ratings (its Safe Money Report), sold through a long sales letter. The offer as captured on October 7, 2026 lists a one-time fully refundable fee of $49 and a full refund at any time during the first 12 months, but you should confirm the current checkout terms and your order confirmation. This page shows what the seller does say, how to ask for a refund or cancellation.
Disclosure: Heads up, the seller link on this page is an affiliate link. Buying through it may earn us a commission. Your price is the same either way.
What is American’s Next Subprime Crisis?
It is a sales presentation, not a product you hold in your hands. The page says it is an urgent briefing paid for by Weiss Ratings and written by Dr. Martin Weiss. It leads to a report called The Next Subprime Crisis Playbook, offered through a Download report button.
Everything below about private credit, named companies, annuities and banks is the publisher’s claim or prediction, not established fact:
- Dr. Weiss says he believes the U.S. is in the early stages of a financial crisis that could be larger than 2008.
- The publisher says the private credit market holds about $3 trillion and that annuity providers are among the most exposed.
- The publisher says it names specific insurers and funds in the report and gives five steps to take before the crisis. It describes Step 1 as finding out what money is in immediate danger.
- The publisher says its past warnings about Bear Stearns, Lehman Brothers and Citigroup show a record that other rating agencies lack. It also cites a U.S. Government Accountability Office comparison and a Wall Street Journal ranking on its About page.
A rating agency’s past calls do not guarantee future results. If you want advice about your own savings, ask a licensed fiduciary adviser. Weiss Ratings’ own terms say it is a publisher, not a registered investment adviser, and that its content is not tailored to any one person.
How much does it cost, and what about shipping?
Prices as shown on the seller’s page on October 7, 2026; check the checkout for today’s. The seller’s page lists a one-time fully refundable fee of $49 and describes the first 12 months as the refund period. It shows no shipping charge. The report is offered as a download, so a physical shipping fee may not apply, but the order page is where that is confirmed.
| Item | What the seller’s page shows |
|---|---|
| Package price | $49 one-time fully refundable fee |
| Shipping | None shown |
| Trial or guarantee period | 12 months, with a full refund at any time in that period |
| What you receive | The Next Subprime Crisis Playbook, offered as a download |
| Renewal, cancellation, refund policy | Weiss Ratings’ terms say these policies differ by category and by initial term of service |
To see the current price and terms, go to the Product Page and read the order screen before you enter a card. Take a screenshot of the price, the term length and any renewal wording.
What are the refund terms, and how do you use them?
Weiss Ratings’ terms and conditions say its renewal, cancellation and refund policies differ depending on the category and initial term of service. That means your refund window depends on what you buy. Use this checklist:
- Keep your order confirmation email and a screenshot of the offer you accepted.
- Find the refund and cancellation section in the terms before you order. If it is unclear, ask support in writing which term applies to your package.
- To ask for a refund or cancel, use the Weiss Ratings contact form and pick the subject Cancel or Refund a Subscription. You can also choose Subscription Renewals or Billing Inquiry for those issues.
- Or call 1-877-934-7778 (Mon-Fri, 9:00-5:30 Eastern; +1-561-627-3300 from overseas). Ask for the request in writing or a confirmation number.
- Write down the date, the name of the person you spoke with and what they said.
- If a renewal is a concern, ask when the next charge date is and how to turn off renewal.
Our guide on how to request a refund has wording you can adapt. For buying online more broadly, see your rights on online returns and refunds.
Two terms worth knowing
- The terms contain an arbitration and class action waiver, with a described right to opt out. If you want to opt out, read the Dispute Resolution section before you order.
- Text alerts are optional. You can stop them by texting STOP, and you are not required to opt in to buy.
What do official sources say about debt and auto loans?
The sales letter talks about subprime auto lending and household risk. For your own situation, the official guidance in this area is practical. The FTC’s auto loan refinancing scams page (August 2023) says that if you are having trouble with car payments, contact your lender as soon as possible, and that no one can guarantee they will lower your payments. The CFPB’s auto loan page has tools for people who cannot make payments or owe more than the vehicle is worth. To see what lenders see about you, USAGov explains that you can get a free credit report each year from Equifax, Experian and TransUnion through AnnualCreditReport.com, the only federally authorized site.
Before you order
- Ask what the exact price is, what it covers and how long the term runs.
- Ask whether the charge renews and how to stop renewal.
- Ask for the refund window and the steps to claim it in writing.
- Ask whether any other products are offered at checkout.
- Decide whether you want your questions about your own money answered by a licensed fiduciary adviser rather than a newsletter.
- Weiss Ratings’ terms note that hypothetical performance results have limits, so read any performance figures with that in mind.
To understand how to weigh claims in a sales presentation, see our checklist for online offers and refund terms.
By LegalHelpOnline.org Editorial Team